Payment Methods Overview

Every payment method the QCode.cc top-up page offers, which currency each one runs in, what it costs in fees, who it suits, and how corporate bank transfer fits in

Updated 2026-11-07

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On This Page

The order of operations
Methods on the top-up page
Who should use what
Crypto: read the dedicated page first
Corporate payment
When a payment does not land
Related Pages

QCode.cc is prepaid: you top up a balance, then buy a plan or a Pay-as-you-go Pack, and the purchase is paid from that balance. This page is about the first step only — the rails listed on qcode.cc/recharge, whose subtitle reads "Top up your account balance with multiple payment options". How the balance is then consumed is Billing Description; the console around it is Dashboard Guide.

The same balance also pays for a cloud server; the rules are in Cloud Server Billing and Rules.

🔴 Balances are per currency. "CNY and USD balances are separate. Recharge amount will be added to the corresponding currency balance." Pick the currency tab first — the list of payment methods changes with it.

The order of operations¶

The console's empty state spells the flow out as three steps: Top Up Balance → Buy a Plan → Start Using.

Top up here, with any method below.
Choose a plan on qcode.cc/subscribe — Recommended Plans or Custom Configuration. This step deducts balance, it does not take a card payment. You can also read about Pay-as-you-go Packs on qcode.cc/pay-as-you-go and buy them in the pack tab of qcode.cc/subscribe: packs start at ¥26, the CNY top-up minimum is ¥30, and the remaining balance can be used to renew or to buy a plan.
Copy your cr_ key into your tool — see Environment Variables.

Amount limits shown on the page: CNY top-ups start at ¥30, USD top-ups run from $5 to $2,000. Some channels have their own per-transaction cap, and the page says so when you exceed it: "Due to the payment channel's per-transaction limit … Please split it into several smaller recharges."

Methods on the top-up page¶

Method	Currency tab	Fee as stated on the page	Notes
Alipay	CNY	"No fee"	First choice on the CNY tab; capped per transaction
WeChat Pay	CNY	"No fee"	Runs through the international checkout, on both desktop (QR scan) and mobile (in-WeChat); the final charge is settled by WeChat at its own exchange rate
Credit / Debit Card	USD	"No fee"	Visa / Mastercard through the international checkout; some cards ask for 3-D Secure verification (a text message or app confirmation from your bank); the card page opens in a new window and the balance is credited as soon as payment completes
Apple Pay / Google Pay	USD	same international checkout	Wallet payments with the card already stored in Apple Pay or Google Pay
Cryptocurrency	USD	"0% platform fee · ~1d manual reconcile"	Many coins and networks; manual on-chain transfer verified by hand; send a small test amount first
SBP (Faster Payments)	USD tab, Russian interface	"SBP / Russian cards: no extra fee, paid in rubles at the CBR daily rate"	Pay by SBP QR in your bank app
Russian bank card	USD tab, Russian interface	Same as SBP	"You pay in rubles; the amount is fixed at order creation using the CBR daily rate. Your balance is credited in USD."

Who should use what¶

Mainland China, paying in CNY → Alipay (no fee), WeChat Pay as the fallback. Both top up the CNY balance.
Anywhere else, paying in USD → Credit / Debit Card, or Apple Pay / Google Pay if the card is already in your wallet; Cryptocurrency if you can wait for a manual reconciliation.
Russia → SBP, a Russian bank card or the other Russian local methods: you pay in rubles, the balance is credited in USD. These only appear when your interface language is Russian.
Comfortable with wallets → manual crypto. "We verify the on-chain transaction ourselves instead of routing through a third-party crypto gateway."
Companies paying from a corporate account → the enterprise route below, which supports corporate bank transfer.

The home page advertises the same set in one line — "Alipay · Bank Card · Cryptocurrency · 7 payment methods supported" (the Russian interface leads with "SBP (RU faster payments) · Bank Card · Cryptocurrency").

Crypto: read the dedicated page first¶

Coin coverage, networks, memos, minimum deposits and what to do when funds do not arrive are on Crypto Payment Guide. Two things belong here because the top-up page says them:

Deposit addresses are only ever shown on the logged-in top-up page, never in a document.
A manual crypto top-up has no submit button: after you send, you report the transfer so it can be matched to your account. The page asks for exactly these fields:

Coin & Chain: <coin>
Amount (USD): <amount>
Transaction Hash: <txid>
QCode ID or registered email: <id or email>

Corporate payment¶

Corporate bank transfer is the Team Edition route, together with custom service agreements. Details and steps: Team Edition Guide.

When a payment does not land¶

Every online rail has its own waiting state, and the wording is deliberate — do not pay twice:

Situation	What the page says
Card	"Card payment opened in a new window. Your balance is credited as soon as payment completes — please do not pay twice."
WeChat	"After you pay, confirmation can take a few minutes; your balance updates here automatically once it lands — please do not pay twice."
SBP / Russian card	"Complete the payment on the newly opened page (SBP QR or bank card). Your balance is credited automatically after payment; this page updates on its own."
Still nothing	"Taking a while? Contact support" and "I've paid — view recharge history"; a channel that is switched off shows "This payment method is temporarily unavailable, please select another"