Payment Methods Overview
Every payment method the QCode.cc top-up page offers, which currency each one runs in, what it costs in fees, who it suits, and how invoices and corporate bank transfer fit in
On This Page
QCode.cc is prepaid: you top up a balance, then buy a plan, and the plan is paid from that balance. This page is about the first step only — the rails listed on qcode.cc/recharge, whose subtitle reads "Top up your account balance with multiple payment options". How the balance is then consumed is Billing Description; the console around it is Dashboard Guide.
🔴 Balances are per currency. "CNY and USD balances are separate. Recharge amount will be added to the corresponding currency balance." Pick the currency tab first — the list of payment methods changes with it.
The order of operations¶
The console's empty state spells the flow out as three steps: Top Up Balance → Buy a Plan → Start Using.
- Top up here, with any method below.
- Choose a plan on qcode.cc/subscribe — Recommended Plans or Custom Configuration. This step deducts balance, it does not take a card payment.
- Copy your
cr_key into your tool — see Environment Variables.
Amount limits shown on the page: CNY top-ups start at ¥100, USD top-ups run from $1 to $2,000. Some channels have their own per-transaction cap, and the page says so when you exceed it: "Due to the payment channel's per-transaction limit … Please split it into several smaller recharges."
Methods on the top-up page¶
| Method | Currency tab | Fee as stated on the page | Notes |
|---|---|---|---|
| Alipay | CNY | "Fee covered by QCode" | First choice on the CNY tab; capped per transaction |
| WeChat Pay | CNY | "WeChat Pay fee {rate}" | "processed via Pancake's international acquiring and works on both desktop (QR scan) and mobile (in-WeChat)"; the final charge is settled by WeChat at its own exchange rate, and the same checkout also accepts credit cards |
| Credit / Debit Card | USD | "Credit / Debit card fee {rate}" | Visa / Mastercard / AMEX; the card page opens in a new window and the balance is credited as soon as payment completes |
| Cryptocurrency | USD | "0% platform fee · ~1d manual reconcile" | Manual on-chain transfer verified by hand; send a small test amount first |
| SBP (Faster Payments) | USD tab, Russian interface | "SBP / Russian cards: no extra fee, paid in rubles at the CBR daily rate" | Pay by SBP QR in your bank app |
| Russian bank card | USD tab, Russian interface | Same as SBP | "You pay in rubles; the amount is fixed at order creation using the CBR daily rate. Your balance is credited in USD." |
The page also keeps labels for US Bank Account, Amazon Pay and Cash App Pay — those are historical channels and are not offered as selectable methods today. If one appears in your Recharge History, it was used for that older order.
Who should use what¶
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Mainland China, paying in CNY → Alipay (no fee passed on), WeChat Pay as the fallback. Both top up the CNY balance.
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Anywhere else, paying in USD → Credit / Debit Card for convenience, or Cryptocurrency if you would rather not pay a processing fee and can wait for a manual reconciliation.
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Russia → SBP or a Russian bank card: you pay in rubles, the balance is credited in USD. These two only appear when your interface language is Russian.
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Fee-sensitive, comfortable with wallets → manual crypto. "We verify the on-chain transaction ourselves instead of routing through a third-party crypto gateway, so no processing fee is charged and the full USD amount credits to your balance."
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Companies that need paper → the enterprise route below, or an invoice against your balance.
The home page advertises the same set in one line — "Alipay · Bank Card · Cryptocurrency · 7 payment methods supported" (the Russian interface leads with "SBP (RU faster payments) · Bank Card · Cryptocurrency").
Crypto: read the dedicated page first¶
Coin coverage, networks, memos, minimum deposits and what to do when funds do not arrive are on Crypto Payment Guide. Two things belong here because the top-up page says them:
- Deposit addresses are only ever shown on the logged-in top-up page, never in a document.
- A manual crypto top-up has no submit button: after you send, you report the transfer so it can be matched to your account. The page asks for exactly these fields:
Coin & Chain: <coin>
Amount (USD): <amount>
Transaction Hash: <txid>
QCode ID or registered email: <id or email>
Invoices and corporate payment¶
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Invoices for personal top-ups are China-only. The console's service guide states it plainly: "Invoice (China only): handling fee ¥80 for amounts under ¥2,000; 5% for amounts ≥¥2,000. Email hi@qcode.cc with sufficient balance." The FAQ repeats it and adds that the invoice can be used for corporate expense reimbursement.
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Corporate bank transfer and official VAT invoices are the Enterprise Team Edition route, together with custom service agreements; that page also shows an Invoice Processing Fee (5%) line in its calculator. Details and steps: Enterprise Team Guide.
When a payment does not land¶
Every online rail has its own waiting state, and the wording is deliberate — do not pay twice:
| Situation | What the page says |
|---|---|
| Card | "Card payment opened in a new window. Your balance is credited as soon as payment completes — please do not pay twice." |
| "After you pay, confirmation can take a few minutes; your balance updates here automatically once it lands — please do not pay twice." | |
| SBP / Russian card | "Complete the payment on the newly opened page (SBP QR or bank card). Your balance is credited automatically after payment; this page updates on its own." |
| Still nothing | "Taking a while? Contact support" and "I've paid — view recharge history"; a channel that is switched off shows "This payment method is temporarily unavailable, please select another" |
Support: live chat or hi@qcode.cc. Refund policy for a mistaken top-up is in the FAQ.
Related Pages¶
- Crypto Payment Guide — coins, networks, memos, recovery
- Billing Description — how the balance is consumed
- Dashboard Guide — where the Recharge and Buy Plan buttons are
- Enterprise Team Guide — bank transfer, VAT invoices, sub-keys
- FAQ — refunds, invoices, balance questions
- QCode for Users Outside Mainland China